Tailored Financial Advice
Advising others on how to manage their finances involves a duty of care. That’s why we built Narwal Wealth Management Ltd to be the financial planning service we’d want to use ourselves.
Driven to help families lead more fulfilling lives, we balance expertise and approachability to deliver retirement and investment support for families and businesses.
Your Personal Financial Adviser
Financial Planners of our calibre are a rare breed. Nobody wants to be practised on when it comes to something so important, and why should you? You want to know that whoever is managing your wealth is qualified to do so, is competent to do so, and has the experience.
Our goal is to help our clients achieve a ‘Life well lived’, building bespoke financial plans to serve their wider life goals. It’s a people-first approach that marks everything we do – and which differentiates us as a personable, dependable financial planning service firm.
When clients trust us to advise them on their finances, we have a responsibility to make a difference. Some financial advisers focus on quick fixes. Instead, we build sustainable, sensible plans for the long-term.
We treat our clients as partners, building real, personal relationships founded on trust. The same goes for our working relationships, for which we work to be the best version of ourselves, always.
Our financial planning services are action-oriented, aiming to deliver real, measurable change for our clients. In the same way, we continue to invest in and grow our service offering and knowledge.
Integrity is essential to financial planning and underpins everything we do. Transparency follows – so that all our advice is clearly explained and documented for your reference.
The world of finance is constantly changing, as are our clients’ priorities and circumstances. Taking a sideways view of retirement, investment and tax planning gives us the ability to adapt our thinking – year in, year out.
How we do it
Financial Planning is an ongoing process to help you make sensible decisions about money that can help you achieve your goals in life; it's not just about buying products like a pension or an ISA.
It might involve putting appropriate wills* in place to protect your family, thinking about how your family will manage without your income should you fall ill or die prematurely, spending money differently, but it involves thinking about all of these things together i.e. your 'plan'.
We educate, inform and guide you, keeping you and your family on track financially and liaising with your other professional advisers as appropriate.
Our Financial Planning Process
All our advice is professional and informed, delivered with considerable experience of advising families on wealth related matters.
We will create your personal Financial Plan, tailor made to help you define what you want out of your life, for your future and your family. Making the most of your assets and giving you a defined track to follow will enable you to lead a more fulfilling and financially secure life.
Our Financial Planning process will provide clarity and bring order to your family's finances. We ensure that your Financial Plan is directly aligned to your needs and ambitions; then regularly reviewed and adapted to suit your changing circumstances.
While investment performance hinges on many factors out of your control, such as the performance of the funds, you can control others. These are the ones we deem the most important in creating and managing a portfolio. Diversification is an essential tool available. We will rely on sound research and data compilation from a global level over several years for the identification of the multiple asset classes that will form the basis of any investment strategy.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.
*Will writing involves the referral to a service that is separate and distinct to those offered by St. James Place. Wills and trusts are not regulated by the Financial Conduct Authority.